How Can I Sell My House Fast Without Losing Money?

Depending on the time of year, it takes an average of 1–2 months to complete a home sale. But what if that’s not fast enough? what if you’re behind on your mortgage and need a quick home sale to avoid foreclosure? Or what if a divorce decree requires you to sell your home by a specific deadline?  From inheriting an unwanted property to moving for a new job, to wanting to avoid the home selling process altogether, there are lots of reasons that the typical timeline might not work for a seller. Fortunately, there are ways to speed up the home-selling process and get your money faster. Read on to learn more about the various ways to sell fast.

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Sell your house to a wholesaler: What most people don't understand is that nearly 40% of all real estate transactions that happen in this country happen using all cash. That means there are no banks involved. It also means that most of the traditional hurdles of underwriting are gone. But wholesalers do something a bit more unique. They help middleman your house. Not for top dollar. But you'll get a fair amount. That's for certain. They've lined up cash buyers on their end who tell them what inventory they're interested in. All the wholesaler does is put your house under contract and flip it to a cash buyer. Often, this involves little to no money out of their pocket. So why would you flip it to a wholesaler? Well, it's fast. Certainly faster than attempting to list it with a traditional agent.

Find the top real estate agent in your area: There's a real difference I need to highlight here among real estate agents. While I have nothing against them personally, here's the truth. Most agents are well-intentioned. They certainly have every intention of selling your home for top dollar. And they want to sell it fast. But is that usually the case? Not often. Most lament that realtors don't quite do their job. The whole list-it-and-forget-it complaint seems to take center stage. And rightfully so. You're giving up 6% of your home price at the end of the day.

Transfer your mortgage to someone else: Okay, the last way to sell your home quickly might be to transfer your mortgage to someone else. But it also means that your mortgage must be assumable by someone else. You'll need to read your mortgage docs to figure this out. But if it is assumable, then you're in luck. This could even mean that you could stay in your home and rent it. Is this a common scenario? No. Yet it is possible. You just need to do a bit of legwork to make it happen. Keep in mind that whoever the new "borrower" is, they need to qualify for that mortgage. And that might take some hoops to jump through.

Dramatically reduce your price: Look, you can't change the location of your home. You just can't. But you can change the price. And depending on the temperature of the market, dramatically altering your price can seriously speed up the process. I'm not talking about a small price shift here. What most people like to do is to remove the home from the MLS and relist it again. That's well and good, but there is a history created on your property. Anyone can see the number of days it spent on the market. They'll also know whether you're a serious seller or not. Rather than removing it from the market and relisting it, just drop the price. Again, price is a huge motivating factor. Keep in mind that people love to do things at a dramatic discount.